Compare top reverse lenders in Maryland.

Compare top reverse lenders in Maryland
Receive your free HECM quote today in MD.

What is a reverse mortgage?

HECM stands for home equity conversion mortgage. Reverse mortgages allow for seniors to release a portion of the home’s equity to eliminate any existing mortgage payments. HECM’s are unique in that there are no monthly mortgage payments required – no other program has this unique feature.

More than 600,000 seniors have taken out a reverse mortgage loan to improve their retirement, your not alone.

Compare HECM Lenders in MD for free with RMLD – Let us find you the best program.

Seniors in MD qualify for a reverse mortgage if…

  • they are 62 years of age or older
  • own their homes
  • have equity available in the property
  • can afford to pay for the home’s property taxes and insurance
  • have never defaulted on governemnt insured loans

I qualify for the HECM reverse mortgage how does this program improve my retirement?

  • improve your retirement qualify by having access to your equity today
  • no more mortgage payments while you are living in the home
  • interest rates are at all time low’s
  • ability to spend the equity as you wish – no restrictions are placed on the funds
  • no taxes are applied to the equity you release

“There is no other program which allows seniors to access their home’s equity without having payment in retirement.”

How Does the Reverse Mortgage Work in Maryland?

You have worked hard your entire life to build up your home’s equity, insn’t it time that your home paid you back? Well, FHA (Federal Housing Administration) insures the HECM reverse mortgage which allows you to use your home as a tool to fund your retirement.

Many seniors are still having to pay each month a mortgage payment this is seriously impacting the quality of those seniors retirement. What if you could use all the built up equity in your home to generate a new income source, this would greatly improve the quality of your retirement.

This is what the reverse mortgage program was designed for. Seniors are taking advantage of the low interest rate enviroment and the ability to qualify for a reverse mortgage loan without having income or credit scores to meet. There are no payments to be made (you are only responsible for the property taxes, insurance, and home maintanance expenses). It will cost you $0 to find our your options give us a call today.

Snapshot of Maryland

5.7 M

Population

$146,000

Median Home Value

68%

Home Ownership Rate

12%

Percent PopulationOver 65

Find Your City to Compare State and National Averages

Location Population Med. Home Value Home Ownership Rate % Population Over 65
USA 307,006,550 $119,600 66% 13%
Maryland 5,699,478 $146,000 68% 12%
Annapolis 36,408 $165,600 52% 12%
Baltimore 631,366 $69,100 50% 13%
Bowie 53,325 $158,100 85% 9%
Frederick 58,882 $138,000 56% 11%
Gaithersburg 57,934 $171,100 53% 8%
Hagerstown 39,008 $89,300 42% 14%
Rockville 59,114 $198,700 68% 13%

Local Reverse Mortgage Lenders/Banks/Brokers in Maryland

A

Abell · Aberdeen · Aberdeen Proving Ground · Abingdon · Accident · Accokeek · Adamstown · Adelphi · Allen · Andrews AFB · Andrews Air Force Base · Annapolis · Annapolis Junction · Aquasco · Arbutus · Arlington · Arnold · Ashton · Aspen Hill · Avenue

B

Bainbridge · Baldwin · Baltimore · Barclay · Barnesville · Barstow · Barton · Beallsville · Bel Air · Bel Alton · Belcamp · Beltsville · Benedict · Benson · Bentley Springs · Berlin · Berwyn Heights · Bethesda · Bethlehem · Betterton · Big Pool · Big Spring · Bishopville · Bittinger · Bivalve · Bladensburg · Bloomington · Boonsboro · Boring · Bowie · Boyds · Bozman · Braddock Heights · Bradshaw · Brandywine · Brentwood · Brinklow · Brookeville · Brooklandville · Brooklyn · Brooklyn Park · Brookview · Broomes Island · Brownsville · Brunswick · Bryans Road · Bryantown · Buckeystown · Burkittsville · Burtonsville · Bushwood · Butler

C

Cabin John · California · Callaway · Calverton · Cambridge · Camp Springs · Cape Saint Claire · Capitol Heights · Cardiff · Carroll · Carvel Beach · Cascade · Catonsville · Cavetown · Cecilton · Centreville · Chance · Chaptico · Charlestown · Charlotte Hall · Chase · Cheltenham · Chesapeake Beach · Chesapeake City · Chesapeake Cy · Chester · Chestertown · Chestnut Hill Cove · Cheverly · Chevy Chase · Chevy Chase Village · Chewsville · Childs · Chillum · Church Creek · Church Hill · Churchton · Churchville · Claiborne · Clarksburg · Clarksville · Clear Spring · Clearwater Beach · Clements · Clifton · Clinton · Cobb Island · Cockeysville · Colesville · College Park · Colmar Manor · Colora · Coltons Point · Columbia · Compton · Conowingo · Cooksville · Cordova · Corriganville · Cottage City · Crapo · Crellin · Cresaptown · Crisfield · Crocheron · Crofton · Crownsville · Crumpton · Cumberland · Curtis Bay

D

Damascus · Dameron · Dames Quarter · Daniels · Dares Beach · Darlington · Darnestown · Davidsonville · Dayton · Deal Island · Deale · Deer Park · Delmar · Denton · Dentsville · Derwood · Detour · DHS · Dickerson · District Heights · Doubs · Dowell · Drayden · Druid · Dundalk · Dunkirk

E

Eagle Harbor · Earleville · East Case · East New Market · Easton · Eastport · Eckhart Mines · Eden · Edgemere · Edgewater · Edgewood · Eldersburg · Eldorado · Elk Mills · Elkridge · Elkton · Ellerslie · Ellicott City · Emmitsburg · Essex · Eudowood · Ewell

F

Fairmount · Fairmount Heights · Fairplay · Fallston · Faulkner · Federalsburg · Finksburg · Fishing Creek · Flintstone · Forest Heights · Forest Hill · Forestville · Fork · Fort Detrick · Fort George G Meade · Fort Howard · Fort Meade · Fort Ritchie · Fort Washington · Fowbelsburg · Franklin · Frederick · Freeland · Friendship · Friendsville · Frostburg · Fruitland · Fulton · Funkstown

G

Gaither · Gaithersburg · Galena · Galestown · Galesville · Gambrills · Gapland · Garrett Park · Garrison · Georgetown · Germantown · Gibson Island · Girdletree · Glen Arm · Glen Burnie · Glen Echo · Glenarden · Glencoe · Glenelg · Glenn Dale · Glenwood · Glyndon · Goldsboro · Golts · Govans · Graceham · Granite · Grantsville · Grasonville · Great Mills · Greenbelt · Greenland Beach · Greenmount · Greensboro · Gunpowder · Gwynn Oak

H

Hagerstown · Halethorpe · Hampstead · Hancock · Hanover · Harmans · Harwood · Havre de Grace · Hebron · Helen · Henderson · Hereford · Highfield · Highland · Highland Beach · Highlandtown · Hillcrest Heights · Hillsboro · Holland Point · Hollywood · Hughesville · Hunt Valley · Huntingtown · Hurlock · Hutton · Hyattstown · Hyattsville · Hydes

I

Idlewylde · Ijamsville · Ilchester · Indian Head · Ingleside · Ironsides · Issue

J

Jacksonville · Jarrettsville · Jefferson · Jennings · Jessup · Joppa

K

Keedysville · Kennedyville · Kensington · Kettering · Keymar · Kingsville · Kitzmiller · Knoxville

L

La Plata · Ladiesburg · Lake Shore · Landover · Landover Hills · Langley Park · Lanham · Lanham Seabrook · Lansdowne · Largo · Laurel · Lavale · Laytonsville · Leonardtown · Lewistown · Lexington Park · Libertytown · Lineboro · Linkwood · Linthicum · Linthicum Heights · Linwood · Lisbon · Little Orleans · Loch Hill · Loch Lynn Heights · Loch Raven · Lonaconing · Long Green · Lothian · Loveville · Luke · Lusby · Lutherville · Lutherville Timonium · Lynch

M

Maddox · Madison · Manchester · Manokin · Marbury · Mardela · Mardela Springs · Marion · Marion Sta · Marion Station · Marlow Heights · Marriottsville · Martins Additions · Marydel · Maryland City · Maryland Line · Massey · Maugansville · Mayo · Mc Henry · McCoole · McDaniel · McDonogh Run · Mechanicsville · Middle River · Middleburg · Middletown · Midland · Midlothian · Millers · Millersville · Millington · Mitchellville · Monkton · Monrovia · Montgomery Village · Montpelier · Morganza · Morningside · Mount Airy · Mount Rainier · Mount Savage · Mount Victoria · Mount Washington · Mountain Lake Park · Myersville

N

Nanjemoy · Nanticoke · Naval Academy · Neavitt · New Carrollton · New Market · New Midway · New Windsor · Newark · Newburg · Newcomb · North Beach · North Bethesda · North Brentwood · North Chevy Chase · North East · North Englewood · North Potomac · Northwood · Nottingham

O

Oakland · Ocean City · Ocean Pines · Ocean Pnes · Odenton · Oella · Oldtown · Olney · Orchard Beach · Owings · Owings Mills · Oxford · Oxon Hill

P

Park Hall · Parkton · Parkville · Parsonsburg · Pasadena · Patapsco · Patuxent River · Perry Hall · Perry Point · Perryman · Perryville · Phoenix · Pikesville · Piney Point · Pinto · Pisgah · Pittsville · Pocomoke City · Point of Rocks · Pomfret · Poolesville · Port Deposit · Port Republic · Port Tobacco · Potomac · Powellville · Preston · Price · Prince Frederick · Princess Anne · Pylesville

Q

Quantico · Queen Anne · Queenstown

R

Randallstown · Raspeburg · Rawlings · Rehobeth · Reisterstown · Rhodesdale · Riderwood · Ridge · Ridgely · Rising Sun · Rison · Riva · Riverdale · Riverdale Park · Riviera Beach · Rock Hall · Rock Point · Rockville · Rocky Ridge · Rohrersville · Roland Park · Rose Haven · Rosedale · Royal Oak · Russett · Ruxton

S

Sabillasville · Saint Charles · Saint Inigoes · Saint James · Saint Leonard · Saint Marys · Saint Marys City · Saint Michaels · Salisbury · Sandy Spring · Sang Run · Savage · Scaggsville · Scotland · Seabrook · Seat Pleasant · Secretary · Severn · Severna Park · Shady Side · Shallmar · Sharpsburg · Sharptown · Sherwood · Sherwood Forest · Showell · Silver Spring · Simpsonville · Smithsburg · Snow Hill · Solomons · Southern MD Facility · Sparks · Sparks Glenco · Sparks Glencoe · Sparrows Point · Spencerville · Spring Gap · Springdale · Stevenson · Stevensville · Still Pond · Stockton · Stoney Beach · Street · Suburb Maryland Fac · Sudlersville · Suitland · Sunderland · Swan Point · Swanton · Sykesville

T

Takoma Park · Tall Timbers · Taneytown · Taylors Is · Taylors Island · Temple Hills · Templeville · Thurmont · Tilghman · Timonium · Toddville · Towson · Tracys Landing · Trappe · Tuscarora · Tyaskin · Tylerton

U

Union Bridge · Unionville · University Park · Upper Fairmount · Upper Falls · Upper Hill · Upper Marlboro · Upperco · Urbana

V

Valley Lee · Vienna

W

W Bethesda · W Hyattsville · Waldorf · Walkersville · Warwick · Washington Grove · Welcome · Wenona · West Friendship · West Hyattsville · West River · Westernport · Westlake · Westminster · Westover · Whaleyville · Wheaton · White Hall · White Marsh · White Plains · Whiteford · Willards · Williamsport · Windsor Mill · Wingate · Wittman · Woodbine · Woodlawn · Woodsboro · Woodstock · Woolford · Worton · Wye Mills

HUD’s list of approved HECM Counselors in Maryland.
Counseling is mandatory in all states for those who wish to get a HECM loan.

 

HECM Counseling Agency Roster as of 06/05/2013
(13 records were selected, 13 records displayed.)
Name Agency ID Address Phone Web Site
BELAIR – EDISON NEIGHBORHOODS, INC. 84215 3412 BELAIR RD
BALTIMORE,  MD  21213-1233
(410) 485-8422 http://belair-edison.org
CCCS OF MARYLAND AND DELAWARE 84495 BALTIMORE, MD 21228-4503
757 FREDERICK RD FL 2
BALTIMORE,  MD  21228-4500
(410) 747-2050 http://www.cccs-inc.org
CECIL COUNTY HOUSING AGENCY 84087 200 CHESAPEAKE BLVD STE 1800
ELKTON,  MD  21921-6682
(410) 996-8215 http://www.ccgov.org/dept_housing/index.cfm
CLEARPOINT FINANCIAL SOLUTIONS, INC. 84731 SUITE 236
10104 SENATE DR
LANHAM,  MD  20706-4392
(301) 306-0836 http://www.clearpointccs.org
FREDERICK COMMUNITY ACTION AGENCY 81056 100 S MARKET ST
FREDERICK,  MD  21701-5527
(301) 600-1506 www.cityoffrederick.com/fcaa
HARFORD COUNTY HOUSING AGENCY 80331 15 S MAIN ST STE 106
BEL AIR,  MD  21014-8723
(410) 638-3045 http://www.harfordhousing.org
HOMEFREE – U S A 80816 3401 A EAST WEST HIGHWAY
HYATTSVILLE,  MD  20782-2202
(301) 891-8410 http://www.homefreeusa.org
HOWARD COUNTY OFFICE ON AGING 84109 6751 COLUMBIA GATEWAY DR
COLUMBIA,  MD  21046-2164
(410) 313-5980 http://www.co.ho.md.us/oa
MONEY MANAGEMENT INTERNATIONAL FREDERICK 80329 5340 SPECTRUM DR
FREDERICK,  MD  21703-7365
(866) 232-9080 http://www.moneymanagement.org
MONEY MANAGEMENT INTERNATIONAL ROCKVILLE 80532 15847 CRABBS BRANCH WAY
ROCKVILLE,  MD  20855-2635
(866) 232-9080 http://www.moneymanagement.org
SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION 81066 3700 EASTERN AVE
BALTIMORE,  MD  21224-4207
(410) 342-3234 http://www.southeastcdc.org
ST. AMBROSE HOUSING AID CENTER, INC. 80321 321 E 25TH ST
BALTIMORE,  MD  21218-5303
(410) 366-8550 http://www.stambros.org
WASHINGTON COUNTY COMMUNITY ACTION COUNCIL 81797 101 SUMMIT AVE
HAGERSTOWN,  MD  21740-5508
(301) 797-4161 http://www.wccac.org
HECM Counseling Agency Roster as of 06/05/2013
(13 records were selected, 13 records displayed.)
Name Agency ID Address Phone Web Site
BELAIR – EDISON NEIGHBORHOODS, INC. 84215 3412 BELAIR RD
BALTIMORE,  MD  21213-1233
(410) 485-8422 http://belair-edison.org
CCCS OF MARYLAND AND DELAWARE 84495 BALTIMORE, MD 21228-4503
757 FREDERICK RD FL 2
BALTIMORE,  MD  21228-4500
(410) 747-2050 http://www.cccs-inc.org
CECIL COUNTY HOUSING AGENCY 84087 200 CHESAPEAKE BLVD STE 1800
ELKTON,  MD  21921-6682
(410) 996-8215 http://www.ccgov.org/dept_housing/index.cfm
CLEARPOINT FINANCIAL SOLUTIONS, INC. 84731 SUITE 236
10104 SENATE DR
LANHAM,  MD  20706-4392
(301) 306-0836 http://www.clearpointccs.org
FREDERICK COMMUNITY ACTION AGENCY 81056 100 S MARKET ST
FREDERICK,  MD  21701-5527
(301) 600-1506 www.cityoffrederick.com/fcaa
HARFORD COUNTY HOUSING AGENCY 80331 15 S MAIN ST STE 106
BEL AIR,  MD  21014-8723
(410) 638-3045 http://www.harfordhousing.org
HOMEFREE – U S A 80816 3401 A EAST WEST HIGHWAY
HYATTSVILLE,  MD  20782-2202
(301) 891-8410 http://www.homefreeusa.org
HOWARD COUNTY OFFICE ON AGING 84109 6751 COLUMBIA GATEWAY DR
COLUMBIA,  MD  21046-2164
(410) 313-5980 http://www.co.ho.md.us/oa
MONEY MANAGEMENT INTERNATIONAL FREDERICK 80329 5340 SPECTRUM DR
FREDERICK,  MD  21703-7365
(866) 232-9080 http://www.moneymanagement.org
MONEY MANAGEMENT INTERNATIONAL ROCKVILLE 80532 15847 CRABBS BRANCH WAY
ROCKVILLE,  MD  20855-2635
(866) 232-9080 http://www.moneymanagement.org
SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION 81066 3700 EASTERN AVE
BALTIMORE,  MD  21224-4207
(410) 342-3234 http://www.southeastcdc.org
ST. AMBROSE HOUSING AID CENTER, INC. 80321 321 E 25TH ST
BALTIMORE,  MD  21218-5303
(410) 366-8550 http://www.stambros.org
WASHINGTON COUNTY COMMUNITY ACTION COUNCIL 81797 101 SUMMIT AVE
HAGERSTOWN,  MD  21740-5508
(301) 797-4161 http://www.wccac.org